Clearpay - Buy Now, Pay Later

Shop now pay later, with Clearpay

Pay for purchases in 4 fortnightly payment instalments, with no extra fees when you pay on time*. With 1000s of products & brands to choose from that allow you to buy now and pay later, you’ll find great online shopping deals on a range of beauty products, fashion, travel, homeware & more. Download Clearpay now!

The All-In-One app

Manage your online shopping payment plan easily & enjoy interest-free payments on your purchases*. View all your current and past Clearpay orders as well as your payment history. If you need to be more flexible with your finances, change your payment card for future payments - or even pay off any upcoming instalments early. Our shopping app lets you browse all retailers, split payments & get all the online shopping inspiration & deals you need. Plus, now pay in store by adding Clearpay to your Wallet!

How it works

Shop now, pay later - Your split payment plan:

-Download the mobile app & sign up: browse the shopping app that allows you to spread payments, pay in store & buy now pay later with instalment plans.

-Browse retailers & brands: find your favourite brands and stores.

-Pay the first instalment straight away - then the remainder every fortnight. Remember, it’s interest-free* when you pay on time.

-Stay up to date: know when new buy now pay later retailers launch & manage existing orders on the go.

Top stores and brands

We add new online shopping retailers & brands every week! Take advantage of the latest shopping deals, from travel to Gymshark and boohoo to MAC and M&S. Whether you split payments on skincare, haircare, travel, fashion, furniture, food & drinks, Clearpay has everything you need. Browse all our partners & online shopping deals in one place, then easily track orders so you never miss a shopping payment. Or, pay in store by adding Clearpay to your Wallet.

Buy now, pay later

Want to buy online now? Pull out your mobile & use the app to shop through your phone & keep track of all your online shopping orders, purchases, & your payment plan. Clearpay puts you in control of your shopping payments - and as long as you pay off your instalment plans on time, you can buy now, pay later with no interest and no fees.*

Payments

Clearpay helps you split payments on purchases View all your current & past Clearpay orders as well as your online payment plan history. If you need to be more flexible with your finances, you can change your shopping payment card for future payments - or even pay off any upcoming instalments early - all on the app. Plus, you can now add your Clearpay card to your Wallet to make contactless spread payments in store even easier.

Shop the latest trends

We add new stores every week to give you even more choice. Explore deals, track order history & spread the payments over four instalments.

Support small businesses

Clearpay is partnered with hundreds of small businesses to spread payments. Shop handmade gifts, clothing & more when you pay in store with Clearpay on your wallet, & split payments over six weeks.

*Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms.